Retirement provision The Swiss look to retirement with concern

Will the money saved for retirement be enough to enjoy retirement? Many Swiss of working age are skeptical when it comes to answering this question. Pensioners, on the other hand, are generally positive about their financial situation.

Keystone-SDA

27.11.2025, 09:46

SDA

This was revealed by a study published on Thursday ("Vorsorge-Panorama Schweiz") by Swiss Life. According to the study, only 42% of respondents of working age believe that they will be able to maintain their standard of living after retirement. More than half even assume that they will probably not be able to achieve any of the most important retirement goals such as security and continuity.

When asked what would have to change in order to achieve this, respondents see less responsibility in themselves. Rather, they hope above all for a fall in the cost of living or a better wage trend.

Satisfied pensioners

The situation is quite different for pensioners: a large majority (71%) stated that (looking back) they were able to maintain their standard of living in retirement. Accordingly, pensioner couples were the most likely to be satisfied financially (72%). Meanwhile, single parents of working age were the least satisfied with their financial situation (32%).

In order to make ends meet after retirement, money can be saved for old-age provision, among other things. A good 60 percent of working-age respondents stated that they are able to put money aside. However, younger people save less for retirement and more for travel, buying a car, for the family or buying a house. According to the survey, only the 55-64 age group saves particularly frequently in order to "fully enjoy retirement".

Swiss Life's newly launched study series "Vorsorge-Panorama Schweiz" is to be published once a year. It systematically examines the financial situation, financial knowledge and the savings, pension and investment behavior of the Swiss population. The analyses are based on data from official statistics and responses from a survey of 3,500 people.