Pension funds Minimum pension interest rate to remain at 1.25 percent in 2025

Occupational pension assets should continue to earn interest at a rate of at least 1.25 percent. This is the recommendation of the Federal Commission for Occupational Pension Provision (BVG Commission) to the Federal Council.

The Federal Council decides on the minimum interest rate. For the current year, it has increased the minimum interest rate by 0.25 percentage points to 1.25 percent. This is now to remain the case for the time being, according to a statement issued by the BVG Commission on Monday.

The minimum interest rate specifies the minimum interest rate that must be paid on the pension assets of insured persons in the BVG mandatory scheme in accordance with the Federal Law on Occupational Pensions. The development of the yield on Confederation bonds and also on shares, bonds and real estate is decisive for its level.