Premiums 2025 Schnegg sees rise in premiums as a reflection of consumption

Health insurance premiums in the canton of Bern will be an average of 5.6% higher in 2025 than in the current year. This increase is slightly below the national average of 6 percent.

Bernese citizens will therefore pay an average monthly premium of CHF 386 in the coming year, as announced by the Federal Office of Public Health (FOPH) on Thursday. This is 20.60 francs more than in the current year.

The increase in costs was foreseeable, said Bern's Health Director Pierre Alain Schnegg (SVP) when asked by the Keystone-SDA news agency. "We are certainly not satisfied, but it is a reflection of consumption. Supply and demand play a major role."

Young adults make the biggest leap

The 19 to 25-year-olds in Bern have to accept the biggest percentage increase: Their average monthly premium will be 6.7 percent more expensive compared to the current year. In absolute figures, this corresponds to an increase of CHF 19.60 to CHF 309.80.

Adults aged 26 and over will pay an average monthly premium of CHF 456 in the coming year. This corresponds to an average increase of 5.5 percent or 23.80 francs. The least affected by the cost increase are children up to and including the age of 18. The average change in this age group is 5 percent.

Government council opts for new model

Pierre Alain Schnegg added that the insurance model of the Réseau de l'Arc health organization in the Bernese Jura did not see any increase in premiums. This is an integrated care model that focuses on prevention. The insurer Visana has been offering it to residents of the Jura Arc in the cantons of Bern, Jura and Neuchâtel since this year.

According to Schnegg, this development shows the potential of integrated models. Duplicate treatments or multiple examinations could be avoided in this way. "If the service providers are strongly coordinated, this has a major effect."